Strong Market Presence Harmoney is Australasia’s largest 100% consumer-direct online lender and has helped over 70,000 customers since 2014, demonstrating a robust footprint in the digital lending space which indicates potential for expanding partner and technology integrations.

Technologically Advanced With a modern tech stack including Google Cloud, SQL, and data-driven credit assessment tools like DataRobot, Harmoney is positioned as a technology leader, offering opportunities for collaboration on innovative financial services and AI-powered solutions.

Recent Platform Expansion The launch of the Stellare 2.0 lending platform has resulted in a 50% increase in new customer originations in Australia, signaling a successful upgrade that could benefit from additional software and service partnerships to sustain growth.

Focused on Customer Experience Harmoney emphasizes personalized, data-driven lending with a focus on fair, easy-to-use products, making it a prime partner for customer engagement tools, wealth management solutions, or unified digital experience enhancements.

Financial Growth Potential Having lent over $2 billion with revenue estimates between $10M and $25M, Harmoney shows strong revenue growth potential and could benefit from strategic financial services, capital market solutions, or expansion partnerships to fuel further scaling.