Community-scale leverage CCF&N Insurance operates as a local hub within HUB International, combining local personalized service with the buying power of a global broker. This presents a sales opportunity to offer large-firm pricing coupled with neighborhood responsiveness to mid-market businesses and affluent residential clients in Florida.

Cross-sell opportunities As a specialist in Personal Insurance, Business Insurance and Employee Benefits, there is potential to cross-sell and expand service lines within existing client bases, especially for small to mid-sized Florida businesses seeking integrated risk management and benefits programs.

Growth via expansion Being part of HUB International since 2013 and linking with a broad insurer network suggests an opportunity to present clients with enhanced coverage options, competitive terms, and access to new carriers to address evolving market needs and regulatory changes in Florida.

Financial foothold With estimated revenue in the tens of millions, the firm has a solid financial footprint that can support larger, multi-line policy programs, complex risk management services, and scalable benefits solutions for growing local businesses.

Market positioning Positioned among large national players but with a community-centric model, there is a sales angle to emphasize stability, local responsiveness, and bespoke coverage designs to win mid-market clients who value local knowledge and strong carrier relationships.