Insights

Rapid Market Expansion InCred's aggressive plans to go public and expand its product offerings, including retail broking through acquisitions like Stocko, present significant opportunities for financial technology providers, service partners, and capital providers looking to align with a fast-growing enterprise in the Indian fintech space.

Diverse Product Portfolio With offerings spanning personal, education, and SME business loans, InCred demonstrates a comprehensive approach to lending that can benefit from customized financial products, risk assessment solutions, and technology integrations to further streamline their lending process and enhance customer experience.

Growing Customer Base Having secured Series D funding and recognized as a unicorn, InCred's expanding AUM and branch network, along with their focus on serving underserved segments, indicates substantial potential for business development in areas like digital onboarding, credit scoring, and customer engagement platforms.

Technology-Driven Approach InCred’s focus on leveraging sophisticated data science and modern tech stack offers opportunities for vendors specializing in AI/ML AI-driven credit risk models, data security, and scalable cloud solutions to enhance operational efficiency and compliance.

Strategic Partnerships InCred's recent investments, acquisitions, and plans to go public provide numerous avenues for strategic partnerships, including fintech integrations, retail banking collaborations, and financial advisory services aimed at supporting their growth in both retail and MSME lending sectors.

InCred Financial Services Tech Stack

InCred Financial Services uses 8 technology products and services including Amazon S3, Segment, NoSQL, and more. Explore InCred Financial Services's tech stack below.

  • Amazon S3
    Content Delivery Network
  • Segment
    Customer Data Platforms
  • NoSQL
    Database
  • Google Fonts API
    Font Scripts
  • Element UI
    Javascript Frameworks
  • HSTS
    Security
  • Express
    Web Frameworks
  • CSS
    Web Tools And Plugins

Media & News

InCred Financial Services's Email Address Formats

InCred Financial Services uses at least 2 format(s):
InCred Financial Services Email FormatsExamplePercentage
First.Last@incred.comJohn.Doe@incred.com
97%
First.L@incred.comJohn.D@incred.com
2%
Last.First@incred.comDoe.John@incred.com
1%
LastF@bit.lyDoeJ@bit.ly
86%
First.Last@bit.lyJohn.Doe@bit.ly
10%
First@bit.lyJohn@bit.ly
3%
Last@bit.lyDoe@bit.ly
1%

Frequently Asked Questions

Where is InCred Financial Services's headquarters located?

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InCred Financial Services's main headquarters is located at Mumbai, Maharashtra India. The company has employees across 4 continents, including AsiaEuropeNorth America.

What is InCred Financial Services's official website and social media links?

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InCred Financial Services's official website is bit.ly and has social profiles on LinkedInCrunchbase.

How much revenue does InCred Financial Services generate?

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As of February 2026, InCred Financial Services's annual revenue is estimated to be $12B.

What is InCred Financial Services's NAICS code?

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InCred Financial Services's NAICS code is 52 - Finance and Insurance.

How many employees does InCred Financial Services have currently?

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As of February 2026, InCred Financial Services has approximately 2.1K employees across 4 continents, including AsiaEuropeNorth America. Key team members include Ceo, Consumer Finance: P. C.Ceo: P. B.Chief Product And Technology Officer: A. S.. Explore InCred Financial Services's employee directory with LeadIQ.

What industry does InCred Financial Services belong to?

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InCred Financial Services operates in the Financial Services industry.

What technology does InCred Financial Services use?

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InCred Financial Services's tech stack includes Amazon S3SegmentNoSQLGoogle Fonts APIElement UIHSTSExpressCSS.

What is InCred Financial Services's email format?

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InCred Financial Services's email format typically follows the pattern of First.Last@incred.com. Find more InCred Financial Services email formats with LeadIQ.

How much funding has InCred Financial Services raised to date?

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As of February 2026, InCred Financial Services has raised $47M in funding. The last funding round occurred on Jul 03, 2025 for $47M.

When was InCred Financial Services founded?

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InCred Financial Services was founded in 2016.

InCred Financial Services

Financial ServicesMaharashtra, India1001-5000 Employees

InCred is a new-age financial services group that leverages technology & data-science to make lending quick & easy.

InCred is credit for Incredible India. We use technology & data-science to make lending quick, simple & hassle-free. We believe traditional ways of lending can exclude those most in need because of outdated, rigid & often inefficient processes. At InCred, we have simplified the lending process with a sharp focus on serving our borrowers’ unique needs & circumstances.

Our Products:

Personal Loans:

At InCred, we understand that “life happens” & that our bank accounts are often unprepared for unexpected financial needs. From medical emergencies to happy events like weddings, InCred’s consumer business focuses on providing unsecured personal loans that are both convenient to process as well as fairly priced. 

Education Loans:

InCred aims to support the India growth story & to aid current & future generations of Indians embark on their personal nation-building journeys - by removing the biggest hurdle our students face when dreaming of higher education - financing. 

SME Business Loans

InCred believes in India’s potential to emerge as the fastest growing economy in the world. With over 50 Million SMEs in India & their numbers growing every day,India’s growth will be driven by these businesses. However, some of the biggest hurdles in the growth and expansion of these SMEs are financing & inadequate access to credit. InCred aims to help such businesses overcome these obstacles by providing working capital, growth capital & tailor-made financing solutions.

Section iconCompany Overview

Headquarters
Mumbai, Maharashtra India
Website
bit.ly
NAICS Code
52 - Finance and Insurance
Founded
2016
Employees
1001-5000

Section iconFunding & Financials

  • $47M

    InCred Financial Services has raised a total of $47M of funding over 13 rounds. Their latest funding round was raised on Jul 03, 2025 in the amount of $47M.

  • $100M$250M

    InCred Financial Services's revenue is estimated to be in the range of $100M$250M

Section iconFunding & Financials

  • $47M

    InCred Financial Services has raised a total of $47M of funding over 13 rounds. Their latest funding round was raised on Jul 03, 2025 in the amount of $47M.

  • $100M$250M

    InCred Financial Services's revenue is estimated to be in the range of $100M$250M

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