Insights

Target Market Focus IOU Financial specifically caters to small businesses with healthy cash flow, including sectors like medical, dental, retail, hospitality, and e-commerce, presenting opportunities to develop tailored financial solutions and marketing efforts for these high-potential industries.

Speed and Transparency The company emphasizes rapid loan approvals within 24 to 48 hours through an advanced, automated application system, which can be leveraged to attract small businesses seeking quick and transparent funding options, especially in competitive short-term lending markets.

Recent Market Activity Recent strategic acquisitions and partnership announcements, such as the acquisition by North Mill Equipment Finance and collaborations with EVO Payments, indicate opportunities to offer integrated financial products or expand services through new channels or partnerships.

Financial and Industry Position With revenue estimates between $25 million and $50 million and a globally distributed customer base, IOU Financial presents opportunities for cross-selling additional financial products or upselling to existing customers within its niche market.

Growth and Recognition Awards for finance achievement and outstanding customer service highlight the company's strong reputation, making it a compelling prospect for premium partnerships, joint marketing activities, or enterprise-level financial collaborations.

IOU Central Inc Tech Stack

IOU Central Inc uses 8 technology products and services including Open Graph, CKEditor, Piwik, and more. Explore IOU Central Inc's tech stack below.

  • Open Graph
    Content Management System
  • CKEditor
    Rich Text Editors
  • Piwik
    System Analytics & Monitoring
  • MediaElement.js
    Video Players
  • Ruby on Rails
    Web Frameworks
  • Phusion Passenger
    Web Servers
  • Nginx
    Web Servers
  • AddThis
    Widgets

Media & News

IOU Central Inc's Email Address Formats

IOU Central Inc uses at least 1 format(s):
IOU Central Inc Email FormatsExamplePercentage
FLast@ioufinancial.comJDoe@ioufinancial.com
89%
First@ioufinancial.comJohn@ioufinancial.com
5%
First.Last@ioufinancial.comJohn.Doe@ioufinancial.com
4%
Last@ioufinancial.comDoe@ioufinancial.com
2%

Frequently Asked Questions

Where is IOU Central Inc's headquarters located?

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IOU Central Inc's main headquarters is located at 600 Townpark Lane, Suite 100. The company has employees across 3 continents, including North AmericaAsiaEurope.

What is IOU Central Inc's phone number?

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You can contact IOU Central Inc's main corporate office by phone at . For more prospecting data, LeadIQ has access to up-to-date and accurate contact information within our platform. Find, capture, and sync contact data to your CRM and sales tools in one click.

What is IOU Central Inc's official website and social media links?

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IOU Central Inc's official website is ioufinancial.com and has social profiles on LinkedIn.

How much revenue does IOU Central Inc generate?

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As of January 2026, IOU Central Inc's annual revenue is estimated to be $3.9M.

What is IOU Central Inc's SIC code NAICS code?

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IOU Central Inc's SIC code is 6211 - Security Brokers, Dealers, and Flotation Companies NAICS code is 52 - Finance and Insurance.

How many employees does IOU Central Inc have currently?

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As of January 2026, IOU Central Inc has approximately 17 employees across 3 continents, including North AmericaAsiaEurope. Key team members include Product Manager And Owner: M. E. S. K.Evp Of Risk Mitigation: J. T.Senior Treasury Manager: D. S.. Explore IOU Central Inc's employee directory with LeadIQ.

What industry does IOU Central Inc belong to?

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IOU Central Inc operates in the Financial Services industry.

What technology does IOU Central Inc use?

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IOU Central Inc's tech stack includes Open GraphCKEditorPiwikMediaElement.jsRuby on RailsPhusion PassengerNginxAddThis.

What is IOU Central Inc's email format?

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IOU Central Inc's email format typically follows the pattern of FLast@ioufinancial.com. Find more IOU Central Inc email formats with LeadIQ.

When was IOU Central Inc founded?

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IOU Central Inc was founded in 2006.

IOU Central Inc

Financial ServicesGeorgia, United States11-50 Employees

On 6/1/2015, we changed our name from IOU Central, to IOU Financial (which is our parent company’s name). 
Please find us on our new company page, IOU Financial Inc.  www.linkedin.com/company/iou-financial-inc

At the same time, we made some other changes that are important too… We changed our entire website to be easier to navigate and learn about IOU Financial. Our application process has been simplified and streamlined so applying for your working capital loan has never been easier. But what didn’t change is our great products, and the world’s best staff, providing you the highest level of customer service from the industry’s most trusted lender.

IOU Financial is a leading online lender specialized in helping small businesses with healthy cash flow. Typical customers include medical and dental practices, grocery and retail stores, restaurant and hotel franchisees and ecommerce companies. IOU Financial provides a unique approach to lending through an advanced, automated application and approval system. This accurately assesses applicants’ financial realities, with an emphasis on day-to-day cash flow trends, and makes small business loans of up to $150,000 to qualified applicants in only 24-48 hours. Speed and transparency make IOU Financial a trusted alternative to banks. Operations is based in metro Atlanta, Georgia, IOU Financial is headquartered in Montreal, Canada and publicly traded (TSX-V: IOU). For more information, visit http://www.IOUFinancial.com.

Section iconCompany Overview

Headquarters
600 Townpark Lane, Suite 100
Phone number
SIC Code
6211 - Security Brokers, Dealers, and Flotation Companies
NAICS Code
52 - Finance and Insurance
Founded
2006
Employees
11-50

Section iconFunding & Financials

  • $25M$50M

    IOU Central Inc's revenue is estimated to be in the range of $25M$50M

Section iconFunding & Financials

  • $25M$50M

    IOU Central Inc's revenue is estimated to be in the range of $25M$50M

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