Kinara Capital
Financial ServicesKarnataka, India1001-5000 Employees
Kinara Capital is a fintech operating in the financial services space that focuses on extending last-mile financial inclusion to small business entrepreneurs in India by offering collateral-free business loans. Based in Bangalore, Karnataka, it is RBI-registered as a Systemically Important NBFC and uses AI/ML-driven risk assessment to enable fast loan approvals and disbursements, with processing times described as quick, including 24-hour turnaround in some cases. Its target customers are micro, small, and medium enterprises seeking growth, who can check loan eligibility in about a minute through the myKinaraApp on Google Play. The firm has earned both international and domestic recognition for SME financing leadership, including Platinum and Silver awards from the SME Finance Forum and IFC, and its founder Hardika Shah was honored with The Economic Times Startup Award in 2024. It has also been noted for sustained growth, with recognition by the Financial Times as a top high-growth company in Asia-Pacific for five consecutive years.