Expanding Loan Products ZipLoan's diverse suite of financial products including working capital lines, machinery BNPL, and term loans indicates opportunities to cross-sell or bundle financial solutions tailored to small and medium businesses seeking flexible financing options.

Targeting Manufacturing & Services The company's focus on manufacturing and service sectors presents a strategic avenue to develop sector-specific financial offerings or partnerships that address unique industry needs, thereby increasing market penetration.

Leverage Market Growth With over 8 million digital-ready SMBs in India, there is significant potential to expand customer base through targeted outreach and digital marketing, especially towards businesses new to borrowing or in underserved markets.

Funding & Investment Trends Recent investments and debt funding from prominent venture capital and debt firms like Elevation Capital and Stride Ventures suggest strong investor confidence, enabling the company to scale operations and develop innovative financial products that appeal to growth-oriented SMBs.

Technology-Driven Platform Utilizing advanced tech stacks such as Salesforce, Google Cloud, and machine learning tools like Keras positions ZipLoan to enhance customer experience, streamline onboarding, and improve credit decisioning—key factors for acquiring new business clients.