Insights

Growing Market Presence Lower has established a strong reputation in the digital lending space with high customer satisfaction ratings on Trustpilot, Google, and Zillow, indicating a loyal customer base and positive brand perception. This presents an opportunity to expand cross-selling or upselling of related financial products and services to their existing clients.

Technology-Driven Platform With a robust tech stack including Microsoft Power BI, Atlassian Jira, and other software tools, Lower demonstrates a focus on innovation and operational efficiency. This creates potential for integrating advanced financial technologies or data analytics solutions to enhance their lending processes and customer experience.

Market Expansion Potential Lower operates within the competitive mortgage lending industry alongside large players like Rocket Mortgage and Mr. Cooper, suggesting opportunities for partnership, co-marketing, or joint ventures to capture more market share in the rapidly evolving homeownership sector.

Financial Growth Opportunity With a revenue range of $100 million to $1 billion and an expanding customer base, there is significant scope for offering specialized financial products, such as home equity loans or insurance, tailored to their customers’ needs, thereby increasing revenue streams.

Customer Experience Focus Lower's emphasis on a best-in-class customer experience aligns with trends in digital-first financial services. Partnering with customer engagement platforms or providing SaaS tools to improve client retention and satisfaction could further enhance their service offerings and support market differentiation.

Lower Tech Stack

Lower uses 8 technology products and services including Adobe, Power BI, Amazon S3, and more. Explore Lower's tech stack below.

  • Adobe
    Audio, Video, Graphics
  • Power BI
    Business Intelligence
  • Amazon S3
    Content Delivery Network
  • Snowflake
    Data Management Platforms
  • Mailgun
    Email
  • JSON-LD
    Javascript Frameworks
  • ScrollReveal
    Javascript Libraries
  • X-Content-Type-Options
    Web & Portal Technology

Media & News

Lower's Email Address Formats

Lower uses at least 1 format(s):
Lower Email FormatsExamplePercentage
FLast@lower.comJDoe@lower.com
89%
First@lower.comJohn@lower.com
6%
Last@lower.comDoe@lower.com
5%

Frequently Asked Questions

Where is Lower's headquarters located?

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Lower's main headquarters is located at 5950 Symphony Woods Rd, Columbia, Maryland 21044, US. The company has employees across 6 continents, including North AmericaAfricaAsia.

What is Lower's stock symbol?

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Lower is a publicly traded company; the company's stock symbol is FLO.

What is Lower's official website and social media links?

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Lower's official website is lower.com and has social profiles on LinkedInCrunchbase.

What is Lower's NAICS code?

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Lower's NAICS code is 52 - Finance and Insurance.

How many employees does Lower have currently?

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As of October 2025, Lower has approximately 939 employees across 6 continents, including North AmericaAfricaAsia. Key team members include Chief Revenue Officer: J. M.Chief Partnership Officer, Real Estate Division: M. R.Chief Strategy Officer (cso): C. M.. Explore Lower's employee directory with LeadIQ.

What industry does Lower belong to?

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Lower operates in the Financial Services industry.

What technology does Lower use?

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Lower's tech stack includes AdobePower BIAmazon S3SnowflakeMailgunJSON-LDScrollRevealX-Content-Type-Options.

What is Lower's email format?

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Lower's email format typically follows the pattern of FLast@lower.com. Find more Lower email formats with LeadIQ.

How much funding has Lower raised to date?

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As of October 2025, Lower has raised $100M in funding. The last funding round occurred on Jun 23, 2021 for $100M.

When was Lower founded?

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Lower was founded in 2018.

Lower

Financial ServicesUnited States501-1000 Employees

At Lower, we believe homeownership is the greatest wealth creator in America today. Our goal is to make homeownership more accessible to more people.

We're a direct-to-consumer lender that has originated, underwritten, and funded billions of dollars in home loans since 2018 and we offer a best-in-class customer experience with ratings of 4.8 on Trustpilot, 4.9 on Google, and 4.9 on Zillow.

Let’s make you a homeowner 🏡
Equal Housing Opportunity | nmlsconsumeraccess.org | NMLS #1124061 | lower.com/legal/social


5950 Symphony Woods Road, Suite 312, Columbia, MD 21044

Texas complaint disclosures: https://www.lower.com/details/texas-banker-disclosure

Section iconCompany Overview

Headquarters
5950 Symphony Woods Rd, Columbia, Maryland 21044, US
Website
lower.com
Stock Symbol
FLO
NAICS Code
52 - Finance and Insurance
Founded
2018
Employees
501-1000

Section iconFunding & Financials

  • $100M

    Lower has raised a total of $100M of funding over 1 rounds. Their latest funding round was raised on Jun 23, 2021 in the amount of $100M.

  • $1B$10B

    Lower's revenue is estimated to be in the range of $1B$10B

Section iconFunding & Financials

  • $100M

    Lower has raised a total of $100M of funding over 1 rounds. Their latest funding round was raised on Jun 23, 2021 in the amount of $100M.

  • $1B$10B

    Lower's revenue is estimated to be in the range of $1B$10B

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