Growing MSME User Base OkCredit has a substantial and expanding user base of over 3 million MSMEs across India, presenting significant opportunities for financial products, credit offerings, and integrated merchant services tailored to small business needs.

Data-Driven Credit Expansion With proprietary data and the OkScore credit system, OkCredit demonstrates a strong foundation for offering personalized credit solutions and financial services, enabling partnerships with banks and lenders to extend tailored loan products.

Recent Product Launches The launch of OkShop and the focus on informal BNPL solutions signal the company's emphasis on diversifying revenue streams, providing scope for sales of digital storefront solutions and buy-now-pay-later financial products to small merchants.

Investment and Growth Focus Backed by significant investments from Tiger Global, Lightspeed, and Y Combinator, OkCredit is positioned for sustained growth, creating opportunities for strategic partnerships, joint ventures, and scale-up in SME-focused financial and technological offerings.

Target Market Opportunities Targeting a vibrant segment of informal retail and MSMEs that lack digital footprints, there is a clear opportunity to deliver affordable digital financial tools, inventory management, and online visibility solutions to enhance their business growth.