Insights

Expanding Microfinance Access OkCredit's large user base of over 3 million MSMEs presents a significant opportunity for financial institutions looking to expand microloan offerings and credit products tailored to informal businesses. Collaborating with OkCredit can facilitate access to a proven digital credit scoring system, enabling more targeted and efficient lending.

Online Marketplace Growth The recent launch of OkShop for small merchants indicates an emerging e-commerce channel directly linked to MSMEs. Partnering with OkCredit can open avenues for e-commerce solutions, digital marketing services, or integrated payment offerings to support these small retailers' growth.

Data-Driven Financial Solutions OkCredit's proprietary data and OkScore provide invaluable insights into MSME credit behavior, enabling financial service providers to develop tailored financial products. Business development opportunities exist in offering customized loans, insurance, or credit-related services based on this data.

Strategic Investment Relationships With notable investors like Lightspeed, Tiger Global, and Y Combinator, OkCredit has strong investor backing, which suggests potential opportunities for co-investment or strategic partnerships to scale innovative fintech solutions targeting MSMEs more effectively.

Digital Inclusion Focus OkCredit's mission to enhance financial inclusion across India aligns with organizations interested in social impact collaborations. Building partnerships around digital literacy, credit education, or fintech innovation can mutually support market penetration and deepen MSME engagement with formal financial systems.

OkCredit Tech Stack

OkCredit uses 8 technology products and services including Ghost, Postman, Google Workspace, and more. Explore OkCredit's tech stack below.

  • Ghost
    Content Management System
  • Postman
    Data Management Platforms
  • Google Workspace
    Email
  • Slick
    Javascript Libraries
  • Python
    Programming Languages
  • YouTube
    Video Players
  • Google Search Central
    Web Analytics
  • Express
    Web Frameworks

Media & News

OkCredit's Email Address Formats

OkCredit uses at least 1 format(s):
OkCredit Email FormatsExamplePercentage
First@okcredit.inJohn@okcredit.in
46%
FirstLast@okcredit.inJohnDoe@okcredit.in
5%
First.Last@okcredit.inJohn.Doe@okcredit.in
3%
First@okcredit.inJohn@okcredit.in
46%

Frequently Asked Questions

What is OkCredit's official website and social media links?

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OkCredit's official website is okcredit.in and has social profiles on LinkedInCrunchbase.

What is OkCredit's NAICS code?

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OkCredit's NAICS code is 5415 - Computer Systems Design and Related Services.

How many employees does OkCredit have currently?

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As of December 2025, OkCredit has approximately 146 employees across 5 continents, including AsiaEuropeNorth America. Key team members include Co-Founder & Ceo: H. P.Cofounder & Cpo: G. K.Co Founder & Cto: A. P.. Explore OkCredit's employee directory with LeadIQ.

What industry does OkCredit belong to?

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OkCredit operates in the Technology, Information and Internet industry.

What technology does OkCredit use?

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OkCredit's tech stack includes GhostPostmanGoogle WorkspaceSlickPythonYouTubeGoogle Search CentralExpress.

What is OkCredit's email format?

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OkCredit's email format typically follows the pattern of First@okcredit.in. Find more OkCredit email formats with LeadIQ.

When was OkCredit founded?

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OkCredit was founded in 2017.

OkCredit

Technology, Information and InternetKarnataka, India51-200 Employees

OkCredit is a mobile application to help micro businesses collect their receivables faster and also pay their payables on time. We have more than 30 Lakh (3 Million) MSMEs who use our products actively across India. 

OkCredit app gives us access to extensive proprietary data on these MSMEs, helping us create an informal credit score (OkScore). We partner with banks & other financial institutions to provide loans to these MSMEs.

Our mission is to create a digital footprint for MSMEs and improve financial inclusion in India.

Section iconCompany Overview

NAICS Code
5415 - Computer Systems Design and Related Services
Founded
2017
Employees
51-200

Section iconFunding & Financials

  • $1M$10M

    OkCredit's revenue is estimated to be in the range of $1M$10M

Section iconFunding & Financials

  • $1M$10M

    OkCredit's revenue is estimated to be in the range of $1M$10M

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