Payflow (YC S21)
Financial ServicesCatalonia, Spain51-200 Employees
Payflow is a Barcelona-based financial services company focused on employee financial wellbeing. The platform provides immediate access to earned wages and a 100% digital flexible compensation system through a mobile app. It serves more than a thousand client companies across Spain, Portugal, Colombia and Peru. In 2025, Payflow introduced Flexflow, a Mastercard-based flexible compensation card that allows employees to spend on categories like food, transport, and childcare. The offering also includes Learnflow for financial education, and the platform is designed to integrate with HR and payroll processes, operating digitally with GDPR compliance and cybersecurity safeguards.