Large POS footprint PayTel operates over 80,000 POS terminals across Poland, offering a dense merchant network that sales teams can leverage to cross-sell payment solutions, value-added services, and merchant support offerings.

SIBS-backed credibility As a member of the SIBS Group, PayTel benefits from a recognized payments ecosystem, which can ease onboarding for merchants and open doors for partnerships with banks and other financial institutions seeking integrated POS and payment services.

SMB market focus The company targets small and medium-sized merchants with affordable, turnkey payment solutions, presenting opportunities to upsell scalable packages, including electronic top-ups, bill payments, and merchant-specific value-added services.

In-house tech advantage PayTel maintains its own terminal applications and infrastructure, along with a centralized system and dedicated support, enabling faster deployment, reliable service levels, and potential for co-development or white-label opportunities with fintechs and banks.

Growth indicators With a growing network, a sizable merchant base, and revenue in the mid range of tens of millions, there is room to propose expansion into additional segments, enhanced analytics, and premium support plans to deepen wallet share and diversify income streams.