Growth capital Swift Funding specializes in growth capital for the ISO community with a unique model that avoids leveraging or selling residuals, presenting a compelling value proposition for ISOs seeking scalable funding without hefty upfront cash obligations.

Equipment rental The Swift Equipment Rental Program enables ISO partners to offer merchants $0 upfront cost access to terminal and POS equipment, creating a revenue stream through ongoing rental contracts and reducing merchant churn.

Brand partnerships Strategic ties with Verifone, PAX, Dejavoo, Ingenico, First Data and POS providers like Clover and Shopkeep create a broad tech ecosystem, allowing cross-sell opportunities to merchants upgrading hardware across multiple platforms.

Low upfront risk Merchants can transition to chip cards and Apple Pay through financed equipment without straining ISO cash reserves, enabling sales teams to position Swift as an accessible upgrade for risk-averse merchants.

Financial legitimacy With revenue in the low-to-mid single digits of a million, Swift Funding sits among peers in fintech funding with potential to scale via expanded ISO partnerships and larger merchant portfolios.