Trade Risk Guaranty (TRG)

International Trade and DevelopmentMontana, United States11-50 Employees

Trade Risk Guaranty is an international surety agency providing Customs bonds, marine cargo insurance, and other trade-related products to companies that import into the United States. It was founded in 1991 by John Michel, who previously served as national underwriter for a large customs bond company, and the business grew from the idea that some services traditionally offered by customs brokers could be delivered directly by an insurance provider, potentially lowering costs and improving service.

Headquartered in Bozeman, Montana, it operates as a small to mid-sized firm serving the international trade and development sector, with a direct-marketing approach aimed at educating importers. The company added marine cargo insurance and online reporting after establishing its initial focus on Customs bonds, expanding its offerings in line with trader needs. In 2021, TRG announced a partnership with PCF Insurance Services, signaling ongoing collaboration within the broader risk-management community. It continues to pursue development of additional products and services to support international traders while maintaining a commitment to professional service and pricing through partnerships with well-rated insurers.

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