Wharton, Lyon & Lyon

InsuranceNew Jersey, United States11-50 Employees

Wharton, Lyon & Lyon is a third-generation independent insurance broker based in Livingston, New Jersey, founded in 1912. The firm specializes in large property exposures and complex liability risks that are difficult to insure, working with top-rated carriers to design programs tailored to client needs. It combines underwriting expertise with dividend programs, customized coverage, and professional services, supported by a mid-sized team. The company operates as a longstanding intermediary within the U.S. insurance brokerage landscape.

Its client base spans a broad range of industries, including health care, education, hospitality, manufacturing, government, and transportation, for whom it creates specialized programs across sectors such as health/medical, retail, construction, marine, e-commerce, high technology, financial, legal, agricultural, colleges and universities, golf courses and country clubs, general aviation, hospitals, hotels and resorts, museums, nursing homes, restaurants, religious institutions, and schools. In addition to property and liability coverage, Wharton, Lyon & Lyon also provides bonds to meet business requirements. A February 2024 news item notes that the Wharton Group acquired Competition Clutch, LLC, reflecting ongoing expansion within the broader Wharton organization.

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