Employer Benefit Underwriters, Inc.

InsuranceFlorida, United States2-10 Employees

Employer Benefit Underwriters, Inc. (EBU Inc.) is a privately held insurance company based in Daytona Beach, Florida, that operates as a national managing general underwriter focused on Medical Stop Loss coverage for self-funded employers across the United States, including New York. With more than 150 years of combined underwriting experience, the firm works with third-party administrators, brokers, and consultants to tailor coverage for clients at different stages of self-funding.

Its Medical Stop Loss offerings are designed to provide financial predictability, flexibility, and a budgeted maximum cost, with options for groups starting at 25 lives and deductibles from $15,000, plus features such as unlimited maximum benefit, specific advance funding, terminal liability options, and reference-based pricing. Founded in 1996 and headquartered in Daytona Beach, the company serves partners nationwide and collaborates with A.M. Best-rated carriers to provide coverage aligned with clients’ needs.

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