International Real-Time Iberpay has recently launched an international Real-Time Payments service in collaboration with Banco Santander, signaling a strategic push into cross-border instant payments. This presents upsell opportunities around enhanced cross-border settlement, FX handling, and embedded real-time payment features for European clients and Latin American partners seeking swift interbank settlements.

SEPA Expansion With Iberpay’s deployment of SEPA Request-to-Pay across Europe and readiness of CaixaBank’s platform to launch, there is a clear demand for scalable, compliant payment orchestration, messaging, and risk controls. Sales opportunities include offering robust R2P workflows, integration accelerators, and security/compliance tooling for bank networks and merchant ecosystems entering SEPA through Iberpay.

Scale Capabilities Iberpay operates CICLOM, a high-capacity platform designed to handle millions of daily transactions across instant transfers, direct debits, reminders to pay, and other instruments. There is potential to upsell advanced analytics, fraud prevention, performance monitoring, and cloud-based scalability services to institutions aiming to increase throughput and reliability.

Domestic Infrastructure As the manager of Spain’s interbank payments infrastructure and the Spanish Cash Logistics System, Iberpay serves more than 160 entities. This deep network reach opens opportunities to offer consulting, migration support, and managed services for payment modernization, interoperability projects, and phased platform upgrades for mature domestic ecosystems.

Security and Compliance Iberpay’s tech stack includes security and observability tools ( Imperva, Dynatrace, OpenAI integrations) and governs critical financial workflows. There is strong potential to propose premium security, risk monitoring, regulatory reporting, and incident response services to reinforce trust as they expand cross-border and SEPA capabilities.