RT Payments Momentum Iberpay's recent launch of international Real-Time Payments with Banco Santander demonstrates a scalable cross-border settlement capability. This momentum creates a compelling entry point to target other European banks and PSPs seeking real-time, cross-border rails. Position Iberpay as a partner for RT payments ecosystems, offering deployment, integration, and ongoing support.

SEPA Readiness Iberpay has driven SEPA implementation and SEPA Request-to-Pay in Europe, underscoring readiness to support cross-border European payment modernization. This creates opportunities to onboard additional banks and corporates migrating to SEPA-based workflows, including real-time and near-real-time R2P integrations. We can offer SEPA integration services, interoperability testing, and regional onboarding support.

Scale Advantage The CICLOM platform is described as high capacity and capable of handling millions of daily transactions across instruments such as instant transfers and direct debits. This high-capacity capability can be packaged as a selling point to banks needing credible, scalable clearing and settlement infrastructure. Offer managed hosting or co-development for new corridors and markets.

Security Edge Iberpay's tech stack includes Imperva and Azure, illustrating a security and cloud-first approach. This can be expanded to offer security, fraud prevention, and regulatory compliance services to partner banks and PSPs. Position as a turnkey payments infrastructure with built-in risk controls.

LATAM Growth Iberpay maintains an international vocation with Latin American activity, presenting opportunities to partner on regional payment corridors. Sales approach: target Latin American banks and fintechs needing European reach or SEPA adaptation, plus cross-border rails. Leverage existing network of financial institutions to cross-sell additional services such as SEPA, RT, and cash logistics coordination.