Insights

Strong Market Presence Modalku operates across five Southeast Asian countries and has established itself as a pioneer in digital lending for MSMEs, indicating significant regional growth potential and opportunities to expand its financial services portfolio.

Robust Funding Backing With recent equity investments from notable investors like Gobi Partners and Cool Japan Fund totaling over 50 million USD, Modalku demonstrates strong financial backing, enabling it to scale operations and enhance technological offerings.

Award-Winning Credibility Recognized internationally with awards from UNCDF, KPMG, and the IFC-World Bank, Modalku’s reputation as an innovative and responsible digital lender could be leveraged to establish trust and attract additional institutional partners.

Technological Edge Utilizing advanced technology stacks including AWS, React, and ESG analytics partnerships, Modalku is positioned to offer innovative, data-driven financial solutions that appeal to digitally savvy MSMEs and institutional lenders.

Growth and Expansion Recent office expansions and strategic partnerships, such as with Hashstacs for ESG data, indicate active growth plans and open doors for tailored financial products and technological integrations to meet the evolving needs of Southeast Asian SMEs.

Modalku Tech Stack

Modalku uses 8 technology products and services including Mixpanel, Amazon Web Services, Cloudflare CDN, and more. Explore Modalku's tech stack below.

  • Mixpanel
    Analytics
  • Amazon Web Services
    Cloud Hosting
  • Cloudflare CDN
    Content Delivery Network
  • Cloudflare
    Content Management System
  • Google Workspace
    Email
  • React
    Javascript Frameworks
  • Polyfill
    Javascript Libraries
  • MediaElement.js
    Video Players

Media & News

Modalku's Email Address Formats

Modalku uses at least 1 format(s):
Modalku Email FormatsExamplePercentage
First.Last@modalku.co.idJohn.Doe@modalku.co.id
50%
First.Last@modalku.co.idJohn.Doe@modalku.co.id
50%

Frequently Asked Questions

Where is Modalku's headquarters located?

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Modalku's main headquarters is located at Jalan Kedoya Raya, Unifam Tower Lt 10 Jakarta Barat, Jakarta 11520, ID. The company has employees across 1 continents, including Asia.

What is Modalku's official website and social media links?

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Modalku's official website is modalku.co.id and has social profiles on LinkedInCrunchbase.

What is Modalku's NAICS code?

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Modalku's NAICS code is 52 - Finance and Insurance.

How many employees does Modalku have currently?

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As of October 2025, Modalku has approximately 201 employees across 1 continents, including Asia. Key team members include Co-Founder & Ceo: R. W.Avp, Brand & Marketing Communications: E. J.Partnership Business Operations Manager: A. P.. Explore Modalku's employee directory with LeadIQ.

What industry does Modalku belong to?

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Modalku operates in the Financial Services industry.

What technology does Modalku use?

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Modalku's tech stack includes MixpanelAmazon Web ServicesCloudflare CDNCloudflareGoogle WorkspaceReactPolyfillMediaElement.js.

What is Modalku's email format?

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Modalku's email format typically follows the pattern of First.Last@modalku.co.id. Find more Modalku email formats with LeadIQ.

How much funding has Modalku raised to date?

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As of October 2025, Modalku has raised $39M in funding. The last funding round occurred on Sep 26, 2023 for $39M.

When was Modalku founded?

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Modalku was founded in 2016.
Modalku

Modalku

Financial ServicesIndonesia201-500 Employees

Modalku is owned by PT Mitrausaha Indonesia Grup, licensed by OJK Indonesia as digital financing platform based on technology. Our technology-based approach enables borrowers to receive loans for the first time or at lower than market rates, while lenders will earn returns well above that of bank deposits, traditional fixed income products, and life insurance investment-linked products. 

Modalku operates in 5 countries: Indonesia, Singapore, Malaysia, Thailand & Vietnam. Established in 2016, Modalku is the pioneer of digital lending platforms in Indonesia. It connects Micro, Small, and Medium-Sized Enterprises (MSMEs) with individual & institutional lenders.

On 2018, Modalku wins Micro Enterprise Fintech Innovation Challenge from United Nations (UNCDF - UN Pulse Lab) & became the only Fintech lending platform in South East Asia to received international award from KPMG. On 2020, Modalku also received an award from Iconomics as Indonesia's Most Popular Digital Financial Brands. On 2022, Modalku Group (Funding Societies) also received Global SME Finance Award 2022 as Responsible Digital Innovator of the Year by International Finance Corporation - World Bank Group.

Section iconCompany Overview

Headquarters
Jalan Kedoya Raya, Unifam Tower Lt 10 Jakarta Barat, Jakarta 11520, ID
NAICS Code
52 - Finance and Insurance
Founded
2016
Employees
201-500

Section iconFunding & Financials

  • $39M

    Modalku has raised a total of $39M of funding over 7 rounds. Their latest funding round was raised on Sep 26, 2023 in the amount of $39M.

  • $25M$50M

    Modalku's revenue is estimated to be in the range of $25M$50M

Section iconFunding & Financials

  • $39M

    Modalku has raised a total of $39M of funding over 7 rounds. Their latest funding round was raised on Sep 26, 2023 in the amount of $39M.

  • $25M$50M

    Modalku's revenue is estimated to be in the range of $25M$50M

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