National Risk Service, Inc.

InsuranceUnited States2-10 Employees

Policy Analysis
NRS will analyze your expired policies for overcharges emanating from the following:

Experience modification calculation errors
Earned Premium Audit Charges
Including but not limited to Second Injury Fund Charges, Discounts, Deviations, and Scheduled Credits. 
Claim Reserve and File Analysis
Including mandated statutory credits and reserve calculations. 
Retrospective Rated Programs
Cost-benefit analysis of the original charges and subsequent adjustments. 
Self-Insured Large Deductible Plan Reviews
Check State Filings Against Contracts and Annual Adjustments, Claims Fee Charges, Excess Insurance Charges, Taxes, Letter of Credit Review. 
TPA Claim File Review
Third Party Administrator charges are carefully reviewed against the actual work product to determine level and value of the services. 

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