Open Banking expansion Ayoconnect has established itself as a leading open finance and payments platform in Indonesia with partnerships involving major banks (BRI, Mandiri) and a growing ecosystem of government and tech clients, presenting a strong foundation for cross-sell of Open Banking and API-driven financial services to additional banks, fintechs, and government agencies in Southeast Asia.

Scale and adoption Processing over 500 million API hits annually and connecting more than 1,000 institutions indicates high-volume capability and reliability, suggesting upsell opportunities around enterprise-grade API SLAs, premium support, and scalable payment onboarding for large clients seeking fintech integration and mass payments.

Regulatory credibility Being PIAS and PJP category 1 licensed by Bank Indonesia with certifications like ISO 27001 and PCI-DSS positions Ayoconnect as a trusted partner for security-conscious customers, enabling targeted outreach to financial institutions and large corporates needing compliant, standards-aligned payment and banking enablement solutions.

Strategic funding traction Recent financing rounds led by Finch Capital and prior $13M extension raise demonstrate investor confidence and a path to profitability, supporting a sales narrative focused on sustainable growth, expanded product capabilities, and accelerated rollout to new markets and verticals.

Partnership propulsion Notable collaborations with Mastercard, Kredivo, and Bank RRI highlight a pattern of co-creating open finance and auto-debit/payments features, offering a compelling angle to pursue co-sell opportunities with regional fintechs, card networks, and e-commerce platforms seeking seamless payment experiences.