Insights

Growing Market Presence CapBay's recent expansion into Singapore and Thailand, along with plans to enter Vietnam, Indonesia, and the Philippines, indicates a strategic focus on regional growth. This opening creates opportunities for partnerships and customized financing solutions tailored to local SMEs across these markets.

Innovative Financing Products The launch of CrediBill and the recognition as Fortune's Fintech Innovators Asia highlight CapBay’s commitment to developing innovative supply chain and BNPL financing solutions. There is a potential opportunity to offer complementary financial products to enhance their product ecosystem and expand customer engagement.

Sustainability and Sharia-Compliant Offering CapBay's success with Islamic fintech and peer-to-peer Shariah-compliant financing suggests a significant market for Islamic financial products. Partnering to develop or promote Sharia-compliant solutions could attract more Islamic-focused SMEs and investors interested in ethical finance.

Strategic Investment Backing With a notable investment from Kenanga Group and recognition by international awards, CapBay demonstrates strong financial backing and credibility. This positions them well to pursue large-scale partnerships and cross-border financing opportunities with institutional investors and banks.

Technology and Digital Focus CapBay's use of advanced tech stacks like Kubernetes, Jenkins, and Laravel highlights a digital-first approach. Collaborating on innovative fintech integrations or offering technology-driven credit solutions could further enhance their platform’s competitiveness and open new sales avenues.

CapBay Tech Stack

CapBay uses 8 technology products and services including TikTok, Kubernetes, Jenkins, and more. Explore CapBay's tech stack below.

  • TikTok
    Audio, Video, Graphics
  • Kubernetes
    Containerization
  • Jenkins
    Continuous Integration
  • NetSuite
    E-commerce
  • Microsoft Excel
    Editors
  • Microsoft
    Miscellaneous
  • Bitbucket
    Source Code Management
  • Laravel
    Web Frameworks

Media & News

CapBay's Email Address Formats

CapBay uses at least 2 format(s):
CapBay Email FormatsExamplePercentage
First.Last@capitalbay.com.myJohn.Doe@capitalbay.com.my
84%
Last.First@capitalbay.com.myDoe.John@capitalbay.com.my
8%
First@capitalbay.com.myJohn@capitalbay.com.my
5%
First.L@capitalbay.com.myJohn.D@capitalbay.com.my
3%
Last@capbay.comDoe@capbay.com
75%
First.Last@capbay.comJohn.Doe@capbay.com
13%
First.Last@capbay.comJohn.Doe@capbay.com
12%

Frequently Asked Questions

Where is CapBay's headquarters located?

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CapBay's main headquarters is located at 13a Unit 13a01, Level. The company has employees across 3 continents, including AsiaEuropeNorth America.

What is CapBay's official website and social media links?

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CapBay's official website is capbay.com and has social profiles on LinkedInCrunchbase.

What is CapBay's NAICS code?

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CapBay's NAICS code is 52 - Finance and Insurance.

How many employees does CapBay have currently?

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As of December 2025, CapBay has approximately 154 employees across 3 continents, including AsiaEuropeNorth America. Key team members include Chief Technology Officer: A. T.Vice President Of Finance: B. K.Head Of Operations: Y. M.. Explore CapBay's employee directory with LeadIQ.

What industry does CapBay belong to?

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CapBay operates in the Financial Services industry.

What technology does CapBay use?

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CapBay's tech stack includes TikTokKubernetesJenkinsNetSuiteMicrosoft ExcelMicrosoftBitbucketLaravel.

What is CapBay's email format?

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CapBay's email format typically follows the pattern of First.Last@capitalbay.com.my. Find more CapBay email formats with LeadIQ.

How much funding has CapBay raised to date?

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As of December 2025, CapBay has raised $7.1M in funding. The last funding round occurred on Dec 20, 2021 for $7.1M.

When was CapBay founded?

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CapBay was founded in 2016.

CapBay

Financial ServicesSelangor, Malaysia51-200 Employees

CapBay is an award-winning Supply Chain Finance and Peer-to-Peer (P2P) Financing platform that helps SMEs grow and unlock cashflow trapped in their supply chain by providing financing solutions. Through our proprietary credit-decisioning model, businesses of all sizes can obtain financing while banks and investors can participate in high-quality financing deals. 

Since 2017, CapBay Group has financed billions of Ringgit over tens of thousands of transactions, serving over thousands of SMEs. We have partnered several large corporates, banks and institutional investors to offer our award-winning solution.

CapBay is recognized as a leader in Supply Chain Finance winning many accolades and invited to speak at major international events. CapBay was the first Malaysian fintech to win “Fintech Startup of the Year” by The Asset Triple-A Digital Awards, a coveted banking industry award which recognises technological achievements spanning across APAC.

Regulated by the Securities Commission of Malaysia.
Bay Smart Capital Ventures Sdn Bhd 201801018276 (1280292-W), a subsidiary of Bay Group Holdings Sdn Bhd 201601018609(1189545-D).

Section iconCompany Overview

Headquarters
13a Unit 13a01, Level
Website
capbay.com
NAICS Code
52 - Finance and Insurance
Founded
2016
Employees
51-200

Section iconFunding & Financials

  • $7.1M

    CapBay has raised a total of $7.1M of funding over 3 rounds. Their latest funding round was raised on Dec 20, 2021 in the amount of $7.1M.

  • $10M$25M

    CapBay's revenue is estimated to be in the range of $10M$25M

Section iconFunding & Financials

  • $7.1M

    CapBay has raised a total of $7.1M of funding over 3 rounds. Their latest funding round was raised on Dec 20, 2021 in the amount of $7.1M.

  • $10M$25M

    CapBay's revenue is estimated to be in the range of $10M$25M

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